Last Updated: July 10, 2025
Welcome to Global Skill (the “Website”), a blog dedicated to providing information, insights, and resources related to personal finance, budgeting, investing, and other financial topics. The Website is owned and operated by Global Skill Media LLC, located at 1234 Prosperity Lane, Suite 100, Austin, Texas 78701, USA. For inquiries, you may contact us at contact@globalskill.com. This Disclaimer outlines the terms and conditions governing your use of the Website and its content. By accessing or using Global Skill, you agree to be bound by this Disclaimer. If you do not agree with any part of this Disclaimer, please do not use the Website.
General Disclaimer
The content provided on Global Skill, including but not limited to articles, blog posts, guides, videos, infographics, and other materials (collectively, the “Content”), is for informational and educational purposes only. The Website aims to offer general knowledge and insights into financial topics such as budgeting, saving, investing, debt management, and financial planning. However, the Content is not intended to serve as professional financial, legal, tax, or investment advice, nor should it be relied upon as such.
Global Skill is not a financial advisory service, registered investment advisor, broker, or financial planner. The information provided on the Website is general in nature and does not take into account your personal financial situation, goals, risk tolerance, or specific circumstances. Before making any financial decisions, including but not limited to investments, loans, insurance, or tax-related matters, you should consult with a qualified financial advisor, accountant, or other licensed professional who can provide advice tailored to your individual needs.
While we strive to ensure that the Content is accurate, up-to-date, and reliable, Global Skill makes no representations or warranties of any kind, express or implied, regarding the accuracy, completeness, reliability, or suitability of the information provided. The financial landscape is complex and subject to change, and the Content may not always reflect the most current market conditions, laws, regulations, or economic factors. Any reliance you place on the Content is strictly at your own risk, and Global Skill shall not be liable for any losses, damages, or adverse outcomes resulting from your use of or reliance on the Content.
No Professional Advice
The Content on Global Skill is not a substitute for professional advice. Financial decisions can have significant and long-lasting impacts, and what may be appropriate for one individual may not be suitable for another. The Website may discuss various financial products, services, or strategies, such as stocks, bonds, mutual funds, real estate, credit cards, or retirement planning. However, these discussions are for informational purposes only and do not constitute endorsements, recommendations, or solicitations to buy, sell, or hold any financial product or service.
You are solely responsible for evaluating the risks and merits of any financial decision. Global Skill strongly recommends that you seek personalized advice from a qualified professional before taking any action based on the Content. This includes, but is not limited to, consulting with a certified financial planner, tax advisor, or attorney to ensure that any financial strategy aligns with your personal circumstances and complies with applicable laws and regulations.
Affiliate Relationships and Disclosures
Global Skill participates in affiliate marketing programs, which means that we may earn commissions or fees by linking to products, services, or websites through affiliate links. These affiliate programs may include, but are not limited to, Amazon Associates, Commission Junction, ShareASale, and other affiliate networks. When you click on an affiliate link and make a purchase or take a specific action, Global Skill may receive a commission or referral fee at no additional cost to you.
We aim to be transparent about our affiliate relationships. Affiliate links are typically identified within the Content, but not all links on the Website are affiliate links. The inclusion of an affiliate link does not imply that Global Skill endorses or recommends the linked product or service. Our primary goal is to provide valuable and unbiased information to our readers, and any affiliate relationships do not influence the editorial integrity of our Content.
The compensation we receive from affiliate programs helps support the operation of the Website, including content creation, website maintenance, and other operational costs. However, we strive to recommend products or services that we believe are relevant and useful to our audience. You are under no obligation to use our affiliate links, and you may choose to purchase products or services directly from providers without using our links.
Third-Party Content and Links
Global Skill may include links to third-party websites, services, or resources for your convenience and to provide additional information. These third-party websites are not owned, controlled, or operated by Global Skill, and we are not responsible for the content, accuracy, privacy policies, or practices of these websites. The inclusion of a third-party link does not imply endorsement, approval, or affiliation with the linked website.
When you access a third-party website, you do so at your own risk. We encourage you to review the terms of use, privacy policies, and disclaimers of any third-party websites you visit, as their practices may differ from those of Global Skill. Global Skill shall not be liable for any damages, losses, or issues arising from your use of third-party websites or reliance on their content.
Investment Risks
Some of the Content on Global Skill may discuss investment opportunities, such as stocks, bonds, mutual funds, exchange-traded funds (ETFs), real estate, cryptocurrencies, or other investment vehicles. Investing inherently involves risks, including the potential loss of principal. Past performance of any investment is not indicative of future results, and all investments carry the risk of financial loss.
Global Skill does not provide investment advice or recommendations. Any discussion of investments is for informational purposes only and should not be interpreted as a suggestion to buy, sell, or hold any security or asset. Before making any investment decisions, you should conduct your own research and consult with a licensed financial advisor or investment professional. Global Skill is not responsible for any financial losses or adverse outcomes resulting from investment decisions made based on the Content.
Financial Products and Services
The Website may mention or review financial products or services, such as credit cards, loans, bank accounts, insurance products, or budgeting tools. These discussions are intended to provide general information and comparisons to help you make informed decisions. However, Global Skill does not guarantee the suitability, availability, or terms of any financial product or service mentioned on the Website.
Financial products and services are subject to terms, conditions, fees, and eligibility requirements set by the provider. You should carefully review the terms and conditions of any financial product or service before applying or enrolling. Global Skill is not responsible for any issues, disputes, or dissatisfaction arising from your use of financial products or services mentioned on the Website.
Accuracy of Information
Global Skill makes every effort to ensure that the Content is accurate and current at the time of publication. However, the financial industry is dynamic, and information can become outdated due to changes in laws, regulations, market conditions, or other factors. We do not guarantee the accuracy, completeness, or timeliness of the Content, and we are not obligated to update or revise the Content to reflect new developments.
Errors, omissions, or inaccuracies may occur in the Content, and Global Skill is not liable for any consequences resulting from such errors. If you identify an error or have concerns about the accuracy of any Content, please contact us at contact@globalskill.com, and we will review your feedback.
Limitation of Liability
To the fullest extent permitted by law, Global Skill, its owners, employees, affiliates, and contributors shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Website or reliance on the Content. This includes, but is not limited to, damages for loss of profits, data, or other intangible losses, even if we have been advised of the possibility of such damages.
The Website and its Content are provided on an “as is” and “as available” basis, without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. Your use of the Website is at your sole risk, and you assume full responsibility for any costs or consequences associated with your use.
Intellectual Property
All Content on Global Skill, including text, images, graphics, logos, and other materials, is the property of Global Skill Media LLC or its licensors and is protected by United States and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from the Content without prior written permission from Global Skill.
User Contributions
Global Skill may allow users to submit comments, questions, or other contributions through the Website, such as in blog comment sections or contact forms. By submitting any content to the Website, you grant Global Skill a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, publish, and distribute your contribution in any form or medium.
You are solely responsible for the content you submit, and you represent that your contributions are accurate, lawful, and do not infringe on the rights of any third party. Global Skill reserves the right to moderate, edit, or remove any user contributions at our discretion.
Governing Law
This Disclaimer and your use of the Website are governed by the laws of the State of Texas, United States, without regard to its conflict of law principles. Any disputes arising from your use of the Website shall be resolved in the state or federal courts located in Austin, Texas.
Changes to This Disclaimer
Global Skill reserves the right to update or modify this Disclaimer at any time without prior notice. Any changes will be effective immediately upon posting the updated Disclaimer on the Website. Your continued use of the Website after any changes constitutes your acceptance of the revised Disclaimer. We encourage you to review this Disclaimer periodically to stay informed of any updates.
Contact Information
If you have any questions, concerns, or feedback regarding this Disclaimer or the Website, please contact us at:
Global Skill Media LLC
1234 Prosperity Lane, Suite 100
Austin, Texas 78701, USA
Email: contact@globalskill.com
Thank you for visiting Global Skill. We are committed to providing valuable and trustworthy financial information to help you navigate your financial journey. However, always exercise caution and seek professional advice before making financial decisions.